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  Gibraltar Mortgage Rates
Home >Mortgages > Latest Mortgage Rates

Mortgage Rates
and Details at a Glance

Gibraltar Mortgage Range
Rates effective from 9 July 2010

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2 Year Fixed Rate up to and including 30 September 2012
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
3.99
4.79
6.2
6.4
75
80
No Higher Lending Charge.
10% capital repayments are allowed each year.
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
Tapered charges of 3/2% of the amount redeemed.
30/09/2012
None
Loans up to £500,000:
£999
Loans over £500,000:
1% of loan


Fee Free 2 Year Fixed Rate up to and including 30 September 2012
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
4.69
5.49
6.2
6.4
75
80
No Higher Lending Charge.
10% capital repayments are allowed each year.
FREE standard valuation up to £305
1% Cashback (Maximum £1,000)
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
Tapered charges of 3/2% of the amount redeemed.
30/09/2012
None
None


3 Year Fixed Rate up to and including 30 September 2013
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
4.39
5.09
5.99
6.1
6.3
6.6
70
80
85
No Higher Lending Charge.
10% capital repayments are allowed each year.
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
Tapered charges of 4/3/2% of the amount redeemed.
30/09/2013
None
Loans up to £500,000:
£999
Loans over £500,000:
1% of loan


Fee Free 3 Year Fixed Rate up to and including 30 September 2013
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
4.99
5.69
6.59
6.2
6.4
6.7
70
80
85
No Higher Lending Charge.
FREE standard valuation up to £305
10% capital repayments are allowed each year.
1% Cashback (Maximum £1,000)
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
Tapered charges of 4/3/2% of the amount redeemed.
30/09/2013
None
None


5 Year Fixed Rate up to and including 30 September 2015
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
5.39
5.99
63
6.6
80
85
No Higher Lending Charge.
10% capital repayments are allowed each year.
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
Tapered charges of 5/5/4/3/2% of the amount redeemed.
30/09/2015
None
Loans up to £500,000:
£999
Loans over £500,000:
1% of loan


Fee Free 5 Year Fixed Rate up to and including 30 September 2015
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
5.99
6.49
6.4
6.7
80
85
No Higher Lending Charge.
FREE standard valuation up to £305
10% capital repayments are allowed each year.
1% Cashback (Maximum £1,000)
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
Tapered charges of 5/5/4/3/2% of the amount redeemed.
30/09/2015
None
None


2 Year 0.50% Discount
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
5.69
6.6
60
No Higher Lending Charge.
10% capital repayments are allowed each year.
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
Tapered charges of 3/2% of the amount redeemed.
First 2 Years
None
Loans up to £500,000:
£999
Loans over £500,000:
1% of loan


3 Year 0.50% Discount
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
5.69
6.5
60
No Higher Lending Charge.
10% capital repayments are allowed each year.
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
Tapered charges of 4/3/2% of the amount redeemed.
First 3 Years
None
Loans up to £500,000:
£999
Loans over £500,000:
1% of loan


Gibraltar Variable Rate
Gross Rate (%)
The overall cost for comparison is APR (%)
Maximum
Loan To Value (%)
Special Incentives:
6.19
6.6
80
No Higher Lending Charge.
Unlimited Capital Repayments are allowed.
Early Repayment Charges
Early Repayment Charges apply up to and including
Tied Product Required Until
Completion Fee
None
None
None
None


Read our Important Notes for Gibraltar

What happens at the end of the Special Product Period?

At the end of the Special Fixed/Tracker/Capped/Discounted period of each product detailed above, your mortgage will revert to our Gibraltar Variable Rate applicable at the time (currently 6.19%).

Re-mortgaging?

Whether you’re looking to release equity from your property – or simply want to move to a better deal – Leeds Building Society can offer a highly efficient service and our ‘Fee Free’ products ensure that any costs are kept to an absolute minimum.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. CHANGES IN THE EXCHANGE RATE MAY INCREASE THE STERLING EQUIVALENT OF YOUR DEBT

The Society is authorised under the Financial Services (Banking) Act (1992) Gibraltar.

The Society’s main business is the provision of savings products and mortgages.

Leeds Building Society is authorised and regulated in the UK by the Financial Services Authority and our FSA registration number is 164992. You can check this by visiting the FSA website at www.moneymadeclear.fsa.gov.uk or by contacting the FSA on 0845 606 1234. The Society is authorised under the Financial Services (Banking) Act (1992) of Gibraltar.

Other taxes or costs may exist that are not paid by Leeds Building Society.

Mortgages which are for properties in Gibraltar are not regulated by the Financial Services Authority. Mortgages which are for properties in Spain are regulated by the Consumer Credit Act 1974 and not by the Financial Services Authority. Applicants must be aged 18 or over and a full appraisal of your financial commitments will be made. Mortgages are subject to eligibility, status and financial standing.