Savings and Investments

Savings & Investments

Notice Account & Bonds
Interest Rates and Key Features

Rates correct as at 6 April 2012

Our notice accounts and bonds allow you to invest for the future with regular saving or lump sum investments.

Click on the full details icon to see the full details of the account.

1 Year Fixed Rate Bond (Issue 110) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£100+
2.50
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (30 April 2013) subject to the minimum balance of £100 being maintained. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2013). Annual:
Interest is paid on maturity (30 April 2013). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
1 Year Fixed Rate Bond (Issue 110) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£100+
Gross§
AER†
2.25
2.27
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (30 April 2013) subject to the minimum balance of £100 being maintained. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2013). Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the Society.
Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
2 Year Fixed Rate Bond (Issue 111) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£100+
2.75
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (30 April 2014) subject to the minimum balance of £100 being maintained. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2014). Annual:
Interest is paid annually on 30 April (commencing 30 April 2013) and on maturity (30 April 2014). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
2 Year Fixed Rate Bond (Issue 111) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£100+
Gross§
AER†
2.50
2.53
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (30 April 2014) subject to the minimum balance of £100 being maintained. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2014). Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the Society.
Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
3 Year Fixed Rate Bond (Issue 112) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£100+
3.00
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (30 April 2015) subject to the minimum balance of £100 being maintained. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2015). Annual:
Interest is paid annually on 30 April (commencing 30 April 2013) and on maturity (30 April 2015). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
3 Year Fixed Rate Bond (Issue 112) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£100+
Gross§
AER†
2.75
2.78
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (30 April 2015) subject to the minimum balance of £100 being maintained. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2015). Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the Society.
Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
Leeds Options Bond (Issue 38) - Annual Interest

This is an investment plan and at least 60% of your total
investment must be placed in Aviva's Portfolio, with a maximum of 40% in the Leeds Option Bond.		 Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£50,000+
£25,000+
£100+
6.00
5.25
4.50
 One withdrawal can be made without notice or loss of interest prior to maturity (30 April 2013) subject to the minimum operating balance of £100 being maintained. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2013). Annual:
Interest is paid on maturity (30 April 2013). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2013).
Leeds Options Bond (Issue 38) - Monthly Interest

This is an investment plan and at least 60% of your total
investment must be placed in Aviva's Portfolio, with a maximum of 40% in the Leeds Option Bond.		 Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£50,000+
£25,000+
£100+
Gross§
AER†
5.75
5.90
5.00
5.12
4.25
4.33
 One withdrawal can be made without notice or loss of interest prior to maturity (30 April 2013) subject to the minimum operating balance of £100 being maintained. Closure of the account or further withdrawals are not permitted until the day after maturity (1 May 2013). Monthly:
Interest is paid on the last working day of the month. Interest can either be credited to the account or transferred either to another building society/bank or to another account held with the Society.
Minimum investment and operating balance £100. Maximum investment and operating balance £250,000 (£500,000 for joint accounts).
Capital Tracker Account - Direct Deposit Option (Issue 2) Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
£3,000
See Product Details
See Product Details
See Product Details
Minimum investment and operating balance £3,000. For eligibility, restrictions and full terms and conditions click on the full details icon.
Capital Growth Account 12 - Direct Deposit Option Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
£3,000
See Product Details
See Product Details
See Product Details
Minimum investment and operating balance £3,000. For eligibility, restrictions and full terms and conditions click on the full details icon.
Family+ Instant Account Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£100+
Current Previous
0.25 0.75
Unlimited withdrawals can be made subject to the minimum operating balance of £100 being maintained. Annual:
Interest is paid annually on 1 September (commencing 1 September 2008). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Minimum operating balance £100. Minimum investment is £20 per month from a non-Leeds Building Society account by standing order. Standing order deposits must not exceed £2,000 per month. Maximum operating balance £100,000. At least one Family+ Notice Account must be opened in conjunction with the Family+ Instant Account.
Family+ Notice Account Full Details
Notice Period Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
30 days
60 days
90 days
365 days
Current Previous
0.60 0.60
0.65 0.65
0.70 0.70
1.00 1.00
Withdrawals from each Family+ Notice Account are determined by the notice period you have chosen, either 30, 60, 90 or 365 days or are subject to 30, 60, 90 or 365 days loss of interest on amount withdrawn. Withdrawals are subject to the minimum balance of £20 being maintained. Annual:
Paid on 1 September (commencing 1 September 2008) Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Minimum operating balance £20. Minimum internal transfer per Family+ Notice Account is £20 per month from the Family+ Instant Account. Maximum internal transfer per Family+ Notice Account is £2,000 per month from the Family+ Instant Account. Only one payment is permitted per month. Maximum operating balance £25,000.
30 Day Notice Account - Annual Interest Full Details
Investment¹ Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
£100,000+
£50,000+
£25,000+
£10,000+
£5,000+
Current
Previous
2.35
-
2.05
-
2.00
-
1.95
-
1.60
-
 Unlimited withdrawals are permitted without loss of interest subject to 30 days notice and the minimum operating balance of £5,000 being maintained. Withdrawals without 30 days notice are subject to 30 days loss of interest. Cash transactions are not permitted. Annual:
Interest is paid annually on 1 June (commencing 1 June 2012). Interest can be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Minimum investment and operating balance £5,000. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts). ¹Basic investment rate of 0.05% Gross p.a./AER paid below minimum operating balance until the minimum is restored.
Capital 7 - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
 
£150,000+
£100,000+
£50,000+
£25,000+
£2,500+
£1+
Current
Previous
1.30
1.40
0.90
1.00
0.50
0.60
0.40
0.50
0.20
0.30
0.15
0.25
 Withdrawals/transfers require seven days written notice and are subject to the minimum balance of £1 being maintained. Immediate withdrawals are subject to seven days loss of interest on the amount withdrawn or transferred. Annual:
Interest is paid annually on 30 April. Interest can be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Capital 7 - Monthly Interest Full Details
Investment Current Rate Previous Rate Withdrawal Terms Payment of Interest
 
£150,000+
£100,000+
£50,000+
£25,000+
£2,500+
£1+
Gross§
AER†
1.15
1.16
0.75
0.75
0.35
0.35
0.25
0.25
0.10
0.10
0.05
0.05
Gross§
AER†
1.40
1.41
1.00
1.00
0.60
0.60
0.50
0.50
0.30
0.30
0.25
0.25
 Withdrawals/transfers require seven days written notice and are subject to the minimum balance of £1 being maintained. Immediate withdrawals are subject to seven days loss of interest on the amount withdrawn or transferred. Monthly:
Interest is paid on the last working day of the month. Monthly interest must be transferred either to another building society/bank account or to another account held with the Society.
Minimum investment and operating balance £1. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
§ Gross means the rate of interest payable before the deduction of income tax at the rate specified by law. The tax treatment depends on the individual circumstances of each customer and may be subject to change in the future. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a member of the Building Societies’ Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000, compensation may be available if the Society cannot meet its liabilities in respect of this product, please see the General Investment Terms and Conditions for full details.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance. The Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

Other taxes or costs may exist that are not paid by Leeds Building Society.

The Society is authorised and regulated by the Financial Services Authority and our FSA registration number is 164992.

© Leeds Building Society